<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Free Mortgage Guid eBook &#187; Contact</title>
	<atom:link href="http://www.freemortgageguidebook.com/tag/contact/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.freemortgageguidebook.com</link>
	<description></description>
	<lastBuildDate>Wed, 30 Dec 2009 23:42:21 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<image>
<link>http://www.freemortgageguidebook.com</link>
<url>http://www.freemortgageguidebook.com/wp-content/plugins/maxblogpress-favicon/icons/favicon-26.ico</url>
<title>Free Mortgage Guid eBook</title>
</image>
		<item>
		<title>Any credit improvement tips?</title>
		<link>http://www.freemortgageguidebook.com/216/any-credit-improvement-tips/</link>
		<comments>http://www.freemortgageguidebook.com/216/any-credit-improvement-tips/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 16:58:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Guid]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[Credit Card Company]]></category>
		<category><![CDATA[Credit Improvement]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Doing The Right Thing]]></category>
		<category><![CDATA[Home Mortgage Refinancing]]></category>
		<category><![CDATA[Improvement Tips]]></category>
		<category><![CDATA[New Car]]></category>
		<category><![CDATA[Phone Provider]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Settlement Negotiations]]></category>

		<guid isPermaLink="false">http://www.freemortgageguidebook.com/216/any-credit-improvement-tips/</guid>
		<description><![CDATA[Currently I have bad credit and a low score due to a lot of mistakes I made in college.  Recently I was turned down for home mortgage refinancing.  Yesterday I decided to contact every credit card company or delinquent phone provider on my credit report and began settlement negotiations. I went ahead and [...]]]></description>
			<content:encoded><![CDATA[<div>Currently I have bad credit and a low score due to a lot of mistakes I made in college.  Recently I was turned down for home mortgage refinancing.  Yesterday I decided to contact every credit card company or delinquent phone provider on my credit report and began settlement negotiations. I went ahead and paid off half of them.   I am doing the right thing?</p>
<p>I need to purchase a new car soon and get my home refinanced soon.</p></div>

<div class="sociable">
<div class="sociable_tagline">
<strong>Share and Enjoy:</strong>
</div>
<ul>
	<li class="sociablefirst"><a rel="nofollow"  target="_blank" href="http://digg.com/submit?phase=2&amp;url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F&amp;bodytext=Currently%20I%20have%20bad%20credit%20and%20a%20low%20score%20due%20to%20a%20lot%20of%20mistakes%20I%20made%20in%20college.%20%20Recently%20I%20was%20turned%20down%20for%20home%20mortgage%20refinancing.%20%20Yesterday%20I%20decided%20to%20contact%20every%20credit%20card%20company%20or%20delinquent%20phone%20provider%20on%20my%20credit%20rep" title="Digg"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/digg.png" title="Digg" alt="Digg" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://delicious.com/post?url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F&amp;notes=Currently%20I%20have%20bad%20credit%20and%20a%20low%20score%20due%20to%20a%20lot%20of%20mistakes%20I%20made%20in%20college.%20%20Recently%20I%20was%20turned%20down%20for%20home%20mortgage%20refinancing.%20%20Yesterday%20I%20decided%20to%20contact%20every%20credit%20card%20company%20or%20delinquent%20phone%20provider%20on%20my%20credit%20rep" title="del.icio.us"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/delicious.png" title="del.icio.us" alt="del.icio.us" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.facebook.com/share.php?u=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;t=Any%20credit%20improvement%20tips%3F" title="Facebook"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/facebook.png" title="Facebook" alt="Facebook" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.newsvine.com/_tools/seed&amp;save?u=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;h=Any%20credit%20improvement%20tips%3F" title="NewsVine"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/newsvine.png" title="NewsVine" alt="NewsVine" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://reddit.com/submit?url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F" title="Reddit"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/reddit.png" title="Reddit" alt="Reddit" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.stumbleupon.com/submit?url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F" title="StumbleUpon"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/stumbleupon.png" title="StumbleUpon" alt="StumbleUpon" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.google.com/bookmarks/mark?op=edit&amp;bkmk=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F&amp;annotation=Currently%20I%20have%20bad%20credit%20and%20a%20low%20score%20due%20to%20a%20lot%20of%20mistakes%20I%20made%20in%20college.%20%20Recently%20I%20was%20turned%20down%20for%20home%20mortgage%20refinancing.%20%20Yesterday%20I%20decided%20to%20contact%20every%20credit%20card%20company%20or%20delinquent%20phone%20provider%20on%20my%20credit%20rep" title="Google Bookmarks"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/googlebookmark.png" title="Google Bookmarks" alt="Google Bookmarks" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://buzz.yahoo.com/submit/?submitUrl=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;submitHeadline=Any%20credit%20improvement%20tips%3F&amp;submitSummary=Currently%20I%20have%20bad%20credit%20and%20a%20low%20score%20due%20to%20a%20lot%20of%20mistakes%20I%20made%20in%20college.%20%20Recently%20I%20was%20turned%20down%20for%20home%20mortgage%20refinancing.%20%20Yesterday%20I%20decided%20to%20contact%20every%20credit%20card%20company%20or%20delinquent%20phone%20provider%20on%20my%20credit%20rep&amp;submitCategory=science&amp;submitAssetType=text" title="Yahoo! Buzz"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/yahoobuzz.png" title="Yahoo! Buzz" alt="Yahoo! Buzz" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://twitter.com/home?status=Any%20credit%20improvement%20tips%3F%20-%20http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F" title="Twitter"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/twitter.png" title="Twitter" alt="Twitter" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://technorati.com/faves?add=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F" title="Technorati"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/technorati.png" title="Technorati" alt="Technorati" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="https://favorites.live.com/quickadd.aspx?marklet=1&amp;url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F" title="Live"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/live.png" title="Live" alt="Live" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.linkedin.com/shareArticle?mini=true&amp;url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;title=Any%20credit%20improvement%20tips%3F&amp;source=Free+Mortgage+Guid+eBook+&amp;summary=Currently%20I%20have%20bad%20credit%20and%20a%20low%20score%20due%20to%20a%20lot%20of%20mistakes%20I%20made%20in%20college.%20%20Recently%20I%20was%20turned%20down%20for%20home%20mortgage%20refinancing.%20%20Yesterday%20I%20decided%20to%20contact%20every%20credit%20card%20company%20or%20delinquent%20phone%20provider%20on%20my%20credit%20rep" title="LinkedIn"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/linkedin.png" title="LinkedIn" alt="LinkedIn" class="sociable-hovers" /></a></li>
	<li class="sociablelast"><a rel="nofollow"  target="_blank" href="http://www.myspace.com/Modules/PostTo/Pages/?u=http%3A%2F%2Fwww.freemortgageguidebook.com%2F216%2Fany-credit-improvement-tips%2F&amp;t=Any%20credit%20improvement%20tips%3F" title="MySpace"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/myspace.png" title="MySpace" alt="MySpace" class="sociable-hovers" /></a></li>
</ul>
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.freemortgageguidebook.com/216/any-credit-improvement-tips/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Our mortgage company is not applying our payments and have sent us to collections, where can we get help?</title>
		<link>http://www.freemortgageguidebook.com/85/our-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help/</link>
		<comments>http://www.freemortgageguidebook.com/85/our-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help/#comments</comments>
		<pubDate>Sun, 08 Feb 2009 21:58:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Guid]]></category>
		<category><![CDATA[Carrier]]></category>
		<category><![CDATA[Collections]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Mortgage Payments]]></category>

		<guid isPermaLink="false">http://www.freemortgageguidebook.com/mortgage-guid/our-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help/</guid>
		<description><![CDATA[We have documentation to show all payments were made on time and in excess of the amount due.  Our mortgage carrier is not applying the payments.  Our bank has records to prove payment has been sent and cashed.  Our mortgage company has now sent it to collections.  Who can we contact [...]]]></description>
			<content:encoded><![CDATA[<div>We have documentation to show all payments were made on time and in excess of the amount due.  Our mortgage carrier is not applying the payments.  Our bank has records to prove payment has been sent and cashed.  Our mortgage company has now sent it to collections.  Who can we contact for help?</div>

<div class="sociable">
<div class="sociable_tagline">
<strong>Share and Enjoy:</strong>
</div>
<ul>
	<li class="sociablefirst"><a rel="nofollow"  target="_blank" href="http://digg.com/submit?phase=2&amp;url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F&amp;bodytext=We%20have%20documentation%20to%20show%20all%20payments%20were%20made%20on%20time%20and%20in%20excess%20of%20the%20amount%20due.%20%20Our%20mortgage%20carrier%20is%20not%20applying%20the%20payments.%20%20Our%20bank%20has%20records%20to%20prove%20payment%20has%20been%20sent%20and%20cashed.%20%20Our%20mortgage%20company%20has%20now%20sent%20it%20t" title="Digg"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/digg.png" title="Digg" alt="Digg" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://delicious.com/post?url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F&amp;notes=We%20have%20documentation%20to%20show%20all%20payments%20were%20made%20on%20time%20and%20in%20excess%20of%20the%20amount%20due.%20%20Our%20mortgage%20carrier%20is%20not%20applying%20the%20payments.%20%20Our%20bank%20has%20records%20to%20prove%20payment%20has%20been%20sent%20and%20cashed.%20%20Our%20mortgage%20company%20has%20now%20sent%20it%20t" title="del.icio.us"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/delicious.png" title="del.icio.us" alt="del.icio.us" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.facebook.com/share.php?u=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;t=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F" title="Facebook"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/facebook.png" title="Facebook" alt="Facebook" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.newsvine.com/_tools/seed&amp;save?u=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;h=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F" title="NewsVine"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/newsvine.png" title="NewsVine" alt="NewsVine" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://reddit.com/submit?url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F" title="Reddit"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/reddit.png" title="Reddit" alt="Reddit" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.stumbleupon.com/submit?url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F" title="StumbleUpon"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/stumbleupon.png" title="StumbleUpon" alt="StumbleUpon" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.google.com/bookmarks/mark?op=edit&amp;bkmk=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F&amp;annotation=We%20have%20documentation%20to%20show%20all%20payments%20were%20made%20on%20time%20and%20in%20excess%20of%20the%20amount%20due.%20%20Our%20mortgage%20carrier%20is%20not%20applying%20the%20payments.%20%20Our%20bank%20has%20records%20to%20prove%20payment%20has%20been%20sent%20and%20cashed.%20%20Our%20mortgage%20company%20has%20now%20sent%20it%20t" title="Google Bookmarks"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/googlebookmark.png" title="Google Bookmarks" alt="Google Bookmarks" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://buzz.yahoo.com/submit/?submitUrl=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;submitHeadline=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F&amp;submitSummary=We%20have%20documentation%20to%20show%20all%20payments%20were%20made%20on%20time%20and%20in%20excess%20of%20the%20amount%20due.%20%20Our%20mortgage%20carrier%20is%20not%20applying%20the%20payments.%20%20Our%20bank%20has%20records%20to%20prove%20payment%20has%20been%20sent%20and%20cashed.%20%20Our%20mortgage%20company%20has%20now%20sent%20it%20t&amp;submitCategory=science&amp;submitAssetType=text" title="Yahoo! Buzz"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/yahoobuzz.png" title="Yahoo! Buzz" alt="Yahoo! Buzz" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://twitter.com/home?status=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F%20-%20http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F" title="Twitter"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/twitter.png" title="Twitter" alt="Twitter" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://technorati.com/faves?add=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F" title="Technorati"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/technorati.png" title="Technorati" alt="Technorati" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="https://favorites.live.com/quickadd.aspx?marklet=1&amp;url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F" title="Live"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/live.png" title="Live" alt="Live" class="sociable-hovers" /></a></li>
	<li><a rel="nofollow"  target="_blank" href="http://www.linkedin.com/shareArticle?mini=true&amp;url=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;title=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F&amp;source=Free+Mortgage+Guid+eBook+&amp;summary=We%20have%20documentation%20to%20show%20all%20payments%20were%20made%20on%20time%20and%20in%20excess%20of%20the%20amount%20due.%20%20Our%20mortgage%20carrier%20is%20not%20applying%20the%20payments.%20%20Our%20bank%20has%20records%20to%20prove%20payment%20has%20been%20sent%20and%20cashed.%20%20Our%20mortgage%20company%20has%20now%20sent%20it%20t" title="LinkedIn"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/linkedin.png" title="LinkedIn" alt="LinkedIn" class="sociable-hovers" /></a></li>
	<li class="sociablelast"><a rel="nofollow"  target="_blank" href="http://www.myspace.com/Modules/PostTo/Pages/?u=http%3A%2F%2Fwww.freemortgageguidebook.com%2F85%2Four-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help%2F&amp;t=Our%20mortgage%20company%20is%20not%20applying%20our%20payments%20and%20have%20sent%20us%20to%20collections%2C%20where%20can%20we%20get%20help%3F" title="MySpace"><img src="http://www.freemortgageguidebook.com/wp-content/plugins/sociable/images/myspace.png" title="MySpace" alt="MySpace" class="sociable-hovers" /></a></li>
</ul>
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.freemortgageguidebook.com/85/our-mortgage-company-is-not-applying-our-payments-and-have-sent-us-to-collections-where-can-we-get-help/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
	</channel>
</rss>
